How we do it
Simply answer a few questions over the telephone or just call in to see us and we will let you know how much you can potentially borrow and what deals you qualify for. We want to make it as easy as possible for you to know what you are eligible for.
We will break down all of the information so you can understand why we have recommended one deal over another.
Once you have found the right property or ready to switch your existing mortgage just let us know and we will take it from there. We can even do your application over the telephone, if that would help you to secure the best outcome, fast!
We can provide you with a same day Agreement in Principle and an online identification check to help you secure the property you want.
Purchasing
Buying your first house and or moving home can often be a busy and stressful time. Let us help you take your next step on to the property ladder with our friendly, knowledgeable and expert guidance. We do everything that we can to make sure your application is as easy and hassle free as possible.
Remortgaging
If you’re not moving house but you are looking to save money on your lending, release extra (tax free) cash or simply just to get a better deal, we can now make switching your mortgage quicker and easier than ever.
Buy to Let
Whether you are starting out in the rental market or an established landlord, we can offer all of the same fantastic service, expertise and advice when borrowing against a Buy to Let property. With a comprehensive panel of lenders assessment you can be assured of a most efficient and stress free process.
The small print
The Financial Conduct Authority does not regulate most Buy to Let Mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
To enquire please contact mortgages@smith-and-friends.co.uk
or contact your local office.
